Compare home loans without visiting every bank.
I’m Ammy, a mortgage broker based in Wollert. I look across a panel of banks and lenders to find a loan that fits your situation, then handle the paperwork with you from enquiry to settlement. Clients across Victoria and Australia.
Loans I can help with
Buying your first home, growing a property portfolio, or lowering your repayments: start with the loan type closest to what you need.
Home loans
Buying a home to live in, whether it’s your first or your next. I compare options on rate, features and fees.
Investment property loans
Finance for buying an investment property, structured around your goals.
Loan refinancing
Already have a loan? I can check whether another lender or loan would suit you better.
Construction loans
Finance for building a new home or a major build, with funds released in stages.
Also available
- Car loans
- Truck loans
- Personal loans
- Debt consolidation
- Asset finance
- Home improvement loans
Loan calculators
Work out repayments, check what you could save by refinancing or paying extra, and get a rough idea of what you could borrow. Change the numbers and the results update straight away.
Repayment calculator
Borrowing power estimate
Refinance savings
Extra repayments
Offset account
Credit card payoff
These calculators give estimates only and are not an offer of credit or a loan approval. Real borrowing power depends on each lender’s own rules and your full circumstances. The borrowing estimate assumes about 25% of income goes to tax, a 30-year term and a 3% buffer added to your chosen rate. Talk to Ammy for figures based on your situation.
How it works
Have a chat
Tell me what you’re planning and what matters most to you.
Compare options
I look across lenders and explain the choices in plain language.
Apply
I help gather documents and lodge the application.
Settle
I stay in touch until your loan is approved and settled.
Lenders I work with
A broad panel of banks and non-bank lenders, so there’s more than one answer to compare.
- Westpac
- ANZ
- Macquarie
- Bank of Melbourne
- BankSA
- St George
- ING
- La Trobe
- Liberty
- Pepper
- Resi Essential
- Red Zed
- Redrock Money
Common questions
What does a mortgage broker do?
A broker compares loans from different lenders, helps you choose one that suits you, and guides you through the application until it settles.
What can you help me borrow for?
Home loans, investment property, refinancing, construction, car and truck loans, personal loans, debt consolidation, home improvements and asset finance.
Can you help if my bank said no?
Sometimes. Lenders assess applications differently, so another lender may see your situation in a different light. Ammy can’t promise an approval, but he can look at the options with you.
What documents will I need?
Usually ID, proof of income such as payslips or tax returns, recent bank statements, and details of your debts and assets. Ammy will tell you what applies to you.
How much does it cost?
Ask at your first chat. Ammy will explain any fees and how he is paid before you decide to go ahead.
Fixed or variable rate?
A fixed rate stays the same for a set period, which makes repayments predictable. A variable rate can move up or down over time. The right choice depends on your plans and how much certainty you want.
Ready to talk about your loan?
Call or email Ammy and say what you’re looking for. No obligation to start the conversation.